Previously Known As : Uti Bond Fund
Uti Medium To Long Duration Fund Datagrid
Category Medium to Long Duration Fund
BMSMONEY Rank 6
Rating
Growth Option 04-12-2025
NAV ₹74.28(R) -0.01% ₹81.06(D) -0.01%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 5.58% 6.81% 7.98% 5.02% 5.54%
Direct 6.02% 7.22% 8.38% 5.54% 6.15%
Benchmark
SIP (XIRR) Regular 4.26% 6.6% 6.85% 6.77% 5.78%
Direct 4.69% 7.02% 7.25% 7.2% 6.28%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.61 0.27 0.62 -0.93% 0.01
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
2.24% -1.73% -1.51% 0.98 1.65%
Fund AUM As on: 30/06/2025 330 Cr
Top Medium to Long Duration Fund
Fund Name Rank Rating
Icici Prudential Bond Fund 1
JM Medium to Long Duration Fund 2
LIC MF Medium to Long Duration Fund 3

NAV Date: 04-12-2025

Scheme Name NAV Rupee Change Percent Change
UTI Medium to Long Duration Fund - Regular Plan - Annual IDCW 13.06
0.0000
-0.0100%
UTI Medium to Long Duration Fund - Direct Plan - Annual IDCW 13.26
0.0000
-0.0100%
UTI Medium to Long Duration Fund - Regular Plan - Flexi IDCW 14.44
0.0000
-0.0100%
UTI Medium to Long Duration Fund - Regular Plan - Half-Yearly IDCW 14.68
0.0000
-0.0100%
UTI Medium to Long Duration Fund - Direct Plan - Half-Yearly IDCW 15.18
0.0000
-0.0100%
UTI Medium to Long Duration Fund - Direct Plan - Flexi IDCW 15.77
0.0000
-0.0100%
UTI Medium to Long Duration Fund - Regular Plan - Quarterly IDCW 19.08
0.0000
-0.0100%
UTI Medium to Long Duration Fund - Direct Plan - Quarterly IDCW 25.58
0.0000
-0.0100%
UTI Medium to Long Duration Fund- Regular Plan - Growth 74.28
-0.0100
-0.0100%
UTI Medium to Long Duration Fund-Growth - Direct 81.06
-0.0100
-0.0100%

Review Date: 04-12-2025

Beginning of Analysis

In the Medium to Long Duration Fund category, UTI Medium to Long Duration Fund is the 6th ranked fund. The category has total 13 funds. The UTI Medium to Long Duration Fund has shown a very good past performence in Medium to Long Duration Fund. The fund has a Jensen Alpha of -0.93% which is lower than the category average of -0.73%. The fund has a Sharpe Ratio of 0.61 which is higher than the category average of 0.56.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Medium to Long Duration Mutual Funds are ideal for long-term investors seeking higher returns by taking advantage of interest rate movements. These funds invest in debt instruments with a portfolio duration of 4 to 7 years, making them highly sensitive to interest rate changes. While they offer the potential for significant capital appreciation in a falling interest rate environment, they also carry higher risks, including interest rate risk and volatility. Investors should carefully assess their risk tolerance, investment horizon, and financial goals before investing in these funds. Additionally, choosing funds managed by experienced professionals can help navigate interest rate cycles effectively.

UTI Medium to Long Duration Fund Return Analysis

  • The fund has given a return of 0.14%, 1.4 and 0.46 in last one, three and six months respectively. In the same period the category average return was 0.15%, 1.41% and 0.63% respectively.
  • UTI Medium to Long Duration Fund has given a return of 6.02% in last one year. In the same period the Medium to Long Duration Fund category average return was 5.89%.
  • The fund has given a return of 7.22% in last three years and ranked 10.0th out of 13 funds in the category. In the same period the Medium to Long Duration Fund category average return was 7.48%.
  • The fund has given a return of 8.38% in last five years and ranked 2nd out of 13 funds in the category. In the same period the Medium to Long Duration Fund category average return was 6.3%.
  • The fund has given a return of 6.15% in last ten years and ranked 12th out of 13 funds in the category. In the same period the category average return was 7.16%.
  • The fund has given a SIP return of 4.69% in last one year whereas category average SIP return is 4.75%. The fund one year return rank in the category is 8th in 13 funds
  • The fund has SIP return of 7.02% in last three years and ranks 9th in 13 funds. LIC MF Medium to Long Duration Fund has given the highest SIP return (8.04%) in the category in last three years.
  • The fund has SIP return of 7.25% in last five years whereas category average SIP return is 6.31%.

UTI Medium to Long Duration Fund Risk Analysis

  • The fund has a standard deviation of 2.24 and semi deviation of 1.65. The category average standard deviation is 2.36 and semi deviation is 1.74.
  • The fund has a Value at Risk (VaR) of -1.73 and a maximum drawdown of -1.51. The category average VaR is -1.69 and the maximum drawdown is -1.66. The fund has a beta of 0.97 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Medium to Long Duration Fund Category
  • Good Performance in Medium to Long Duration Fund Category
  • Poor Performance in Medium to Long Duration Fund Category
  • Very Poor Performance in Medium to Long Duration Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.11
    0.09
    		-0.32 | 0.25 8 | 13 Good
    3M Return % 1.30
    1.24
    		0.61 | 1.55 6 | 13 Good
    6M Return % 0.26
    0.28
    		-0.31 | 1.49 6 | 13 Good
    1Y Return % 5.58
    5.13
    		3.24 | 6.45 5 | 13 Good
    3Y Return % 6.81
    6.69
    		5.76 | 7.48 6 | 13 Good
    5Y Return % 7.98
    5.51
    		4.02 | 10.51 2 | 13 Very Good
    7Y Return % 5.02
    6.34
    		3.76 | 7.82 12 | 13 Average
    10Y Return % 5.54
    6.36
    		4.13 | 7.49 12 | 13 Average
    15Y Return % 6.87
    7.19
    		6.58 | 7.84 9 | 11 Average
    1Y SIP Return % 4.26
    4.00
    		2.75 | 5.24 6 | 13 Good
    3Y SIP Return % 6.60
    6.39
    		5.43 | 7.21 5 | 13 Good
    5Y SIP Return % 6.85
    5.53
    		4.37 | 7.95 2 | 13 Very Good
    7Y SIP Return % 6.77
    5.85
    		4.80 | 9.02 2 | 13 Very Good
    10Y SIP Return % 5.78
    5.98
    		4.44 | 7.93 8 | 13 Good
    15Y SIP Return % 5.93
    6.35
    		4.54 | 7.73 11 | 13 Average
    Standard Deviation 2.24
    2.36
    		1.95 | 3.76 5 | 13 Good
    Semi Deviation 1.65
    1.74
    		1.43 | 2.66 6 | 13 Good
    Max Drawdown % -1.51
    -1.66
    		-3.60 | -0.86 7 | 13 Good
    VaR 1 Y % -1.73
    -1.69
    		-2.28 | -0.98 5 | 13 Good
    Average Drawdown % -0.60
    -0.60
    		-1.57 | -0.28 9 | 13 Average
    Sharpe Ratio 0.61
    0.56
    		0.21 | 1.01 5 | 13 Good
    Sterling Ratio 0.62
    0.61
    		0.52 | 0.70 5 | 13 Good
    Sortino Ratio 0.27
    0.25
    		0.09 | 0.47 5 | 13 Good
    Jensen Alpha % -0.93
    -0.73
    		-2.26 | 0.86 8 | 13 Good
    Treynor Ratio 0.01
    0.01
    		0.00 | 0.02 6 | 13 Good
    Modigliani Square Measure % 6.56
    6.33
    		4.34 | 8.08 5 | 13 Good
    Alpha % -1.19
    -1.32
    		-2.21 | -0.53 6 | 13 Good
    Return data last Updated On : Dec. 4, 2025.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Oct. 31, 2025
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.14 0.15 -0.26 | 0.29 8 | 13 Good
    3M Return % 1.40 1.41 0.90 | 1.76 8 | 13 Good
    6M Return % 0.46 0.63 0.12 | 1.94 8 | 13 Good
    1Y Return % 6.02 5.89 4.19 | 7.21 7 | 13 Good
    3Y Return % 7.22 7.48 6.65 | 8.12 10 | 13 Average
    5Y Return % 8.38 6.30 4.71 | 11.24 2 | 13 Very Good
    7Y Return % 5.54 7.13 4.53 | 8.51 12 | 13 Average
    10Y Return % 6.15 7.16 4.99 | 8.21 12 | 13 Average
    1Y SIP Return % 4.69 4.75 3.73 | 6.18 8 | 13 Good
    3Y SIP Return % 7.02 7.18 6.25 | 8.04 9 | 13 Average
    5Y SIP Return % 7.25 6.31 5.07 | 8.76 2 | 13 Very Good
    7Y SIP Return % 7.20 6.64 5.53 | 9.78 2 | 13 Very Good
    10Y SIP Return % 6.28 6.78 5.17 | 8.63 10 | 13 Average
    Standard Deviation 2.24 2.36 1.95 | 3.76 5 | 13 Good
    Semi Deviation 1.65 1.74 1.43 | 2.66 6 | 13 Good
    Max Drawdown % -1.51 -1.66 -3.60 | -0.86 7 | 13 Good
    VaR 1 Y % -1.73 -1.69 -2.28 | -0.98 5 | 13 Good
    Average Drawdown % -0.60 -0.60 -1.57 | -0.28 9 | 13 Average
    Sharpe Ratio 0.61 0.56 0.21 | 1.01 5 | 13 Good
    Sterling Ratio 0.62 0.61 0.52 | 0.70 5 | 13 Good
    Sortino Ratio 0.27 0.25 0.09 | 0.47 5 | 13 Good
    Jensen Alpha % -0.93 -0.73 -2.26 | 0.86 8 | 13 Good
    Treynor Ratio 0.01 0.01 0.00 | 0.02 6 | 13 Good
    Modigliani Square Measure % 6.56 6.33 4.34 | 8.08 5 | 13 Good
    Alpha % -1.19 -1.32 -2.21 | -0.53 6 | 13 Good
    Return data last Updated On : Dec. 4, 2025.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Oct. 31, 2025
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Uti Medium To Long Duration Fund NAV Regular Growth Uti Medium To Long Duration Fund NAV Direct Growth
    04-12-2025 74.2835 81.0639
    03-12-2025 74.2635 81.0411
    02-12-2025 74.2902 81.0694
    01-12-2025 74.2063 80.977
    28-11-2025 74.3301 81.1095
    27-11-2025 74.426 81.2133
    26-11-2025 74.4502 81.2388
    25-11-2025 74.4031 81.1865
    24-11-2025 74.3153 81.0898
    21-11-2025 74.2673 81.0348
    20-11-2025 74.312 81.0826
    19-11-2025 74.2864 81.0538
    18-11-2025 74.2946 81.0619
    17-11-2025 74.2423 81.0039
    14-11-2025 74.2553 81.0155
    13-11-2025 74.3037 81.0673
    12-11-2025 74.3643 81.1326
    11-11-2025 74.3436 81.1091
    10-11-2025 74.3372 81.1013
    07-11-2025 74.2637 81.0184
    06-11-2025 74.2719 81.0264
    04-11-2025 74.2051 80.9519

    Fund Launch Date: 04/May/1998
    Fund Category: Medium to Long Duration Fund
    Investment Objective: The investment objective of the scheme is to generate optimal returns with adequate liquidity by investing in debt and money market instruments such that the Macaulay duration of the portfolio is between 4 years and 7 years. However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.
    Fund Description: An open ended medium term debt scheme investing in instruments such that the Macaulay duration of the portfolio is between 4 years and 7 years.
    Fund Benchmark: CRISIL Mediumto Long TermDebt Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.